Homes for sale in Frisco Plano Allen Carrollton Wylie Sachse Murphy
McKinney and other North Dallas locations. |
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Jay A Hendrick
William
Davis Realty
8856 Coleman
Blvd
Frisco, Texas
75034
Cell:
214-336-7088
Voice/Fax: 972-248-5991
Website:
www.RealEstateDal.com
Website:
www.ForeclosuresFrisco.com
Member: NAR TAR
CCAR ABR SFR TAHS
Realtor®
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NORTH DALLAS REAL ESTATE AGENT
First Time Homebuyers
Financing a Fannie Mae HomePath Foreclosure
HomePath Financing allows a borrower to purchase a
Fannie Mae-owned property with a low 3% down payment, flexible
mortgage terms, no lender-requested appraisal and no mortgage
insurance. The HomePath Closing Cost Offer can be use with this
financing.
Down payment (at least 3 percent) can be funded by the
borrower’s own savings; a gift; a grant; or a loan from a
nonprofit organization, state or local government, or employer.
First Time
Homebuyers and FHA loans
First time buyers may want to
consider using an FHA guarantied loan for their first
purchase.
Some
advantages are:
Low Down Payment***Your
down payment can be as low as 3.5% of the purchase price.
Lower closing cost***Up
to 3% of the closing costs and fees can be seller paid, if
this is not possible in many cases much of the closing cost
can be rolled into the loan.
Easy credit
qualifying***The credit score can be as low as 620 to
qualify.
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Tips For First Time Homebuyers |
Texas FIRST TIME HomeBUYER Programs
City
programs come and go based on available funds, If you do not see
a program for your area, contact the city you want to buy in for
information.
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Carrollton
First time Homebuyer Program |
City of Carrollton First-Time Homebuyer
Program is a program that provides down payment and
closing cost assistance to low- to moderate-income first-time
homebuyers. Property must be in the Denton County section of
Carrollton.
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Dallas First time Homebuyer Program |
Dallas Mortgage Assistance Program
is a a first-time homebuyer program that provides principal
reduction, down payment, and closing costs assistance, and that
may provide grants for minimum housing standards repairs.
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Denton First time Homebuyer Program |
Denton Homebuyers Assistance Program
is a program that provides assistance to first-time homebuyers.
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Denton
County Housing Finance Corporation Mortgage Program |
Denton County Housing Finance Corporation
Mortgage Program is a program to help First time home
buyers and qualified home buyers purchase a newly constructed or
existing home. Homes must be located within the boundaries of
Denton County, Texas (excluding the cities of Plano and Dallas).
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Frisco First time Homebuyer Program |
Frisco First time homebuyers
with at lease one adult working full time for the city of Frisco
or Frisco ISD, that has maintained their job for a minimum of 6
months, may qualify for Frisco's down-payment assistance.
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Garland First time Homebuyer Program |
City of Garland Downpayment Assistance
Program is a program that provides downpayment
assistance to eligible homebuyers.
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Irving First time Homebuyer Program |
Irving Homebuyer Assistance is a program
that provides downpayment, closing cost, minor repair, and
interest rate discount assistance to eligible homebuyer
assistance applicants.
The City of McKinney's Down Payment
Assistance Program provides down payment and closing
cost assistance to low-to-moderate-income first-time homebuyers
within the City of McKinney.
Assistance is provided in the form of up to $7,500 as a 0%
interest 5-year forgivable loan for down payment and
non-recurring closing costs associated with the purchase of the
new home.
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Plano First time Homebuyer Program |
Plano First-Time Homebuyers Program
is a program that provides financial assistance in the form of
non-repayable grants that can be used for down payment and
closing costs.
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Texas State Affordable
Housing Corporation Home Loan Programs |
Texas State Affordable Housing Corporation
Home Loan Programs is a program that provides low
interest rate mortgages, and downpayment and closing cost
assistance. Property may be located anywhere in Texas.
Borrowers must be first time homebuyers who have not had an
ownership interest in any principal residence during the last
three years, or be purchasing a home in a targeted area, and
reside in the state of Texas. In addition, borrowers must be one
of the following: a professional educator, defined as a full
time classroom teacher, teacher aide, school librarian, school
nurse or school counselor employed by a public school district
in the state of Texas, or a full time faculty member of either
an undergraduate or graduate professional nursing or allied
health program in the state of Texas; or a Texas Hero, defined
as a full time, paid firefighter, emergency medical services
personnel, peace officer, corrections officer, juvenile
corrections officer, county jailer, or a public security officer
working in the state of Texas; or an individual at or below 80%
of the Area Median Family Income.
Lender List
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The Texas First Time Homebuyer Program
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The Texas First Time Homebuyer Program
makes available through a group of participating lenders, below
market interest rates, to eligible people who are buying their
first home or who have not owned a home in over three years.
This program supports two types of loans. The first is an
“Unassisted Rate” loan. This as a rule offers the lowest
interest rate available and does not provide money for a down
payment or closing cost. If the borrowers needs assistance with
their down payment, an “Assisted Rate” loan is available. This
program provides income-eligible borrowers, grant funds up to 5%
of the mortgage amount. The second program has a slightly higher
interest rate.
If you are ready to buy your
first home and want to see if you are eligible for the first
time homebuyers program, Click the
calculator tool
and use the qualifier tool. Find out if you are
eligible for the First Time Homebuyer Program, and what your
estimated monthly payments will be based on the price of your
home and your interest rate. As your real estate agent I
can supply you with general tax and insurance information to
complete the required areas. This calculator does not completely
qualify you for the program but will give you a good idea if you
are eligible.
To verify your eligibility into the
Texas First Time Homebuyer Program,
contact a loan officer from the
provided list of lenders.
He or she will determine if you are eligible and tell you the
maximum amount of money you may borrow to buy your new house.
There are terms when you use this program to buy a home, read
the
Review Rates, Fees, and
Requirements
to see these terms.
When applying for this type of loan make sure you have the
information on the
FTHB checklist link on hand
and ready to convey to the loan officer.
Now that you're qualified, it's time to use your
Texas Realtor that has completed the continuing education class
"United Texas - Housing Initiatives That Work" to search for the
right house for you to buy.
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TEXASREALESTATE.COM
Affordable
Housing
-
Other Resources for First time Homebuyers:
http://www.realtor.org/home_buyers_and_sellers/preparing_for_
homeownership
Basic Tips and Ideas for Home Buyers | Buyers Basics | Home
Finance
http://www.hud.gov/buying/
http://www.freddiemac.com/corporate/buying_and_owning.html
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Brazos National Bank
Kevin D.
Sinclair (Nationwide Loan Officer)
1625 N Stemmons Fwy
Dallas, TX 75207-3411
(972) 416-5700 x3265 Office
(972) 314-9638 Fax
(214) 564-3022 Direct
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North Dallas has plenty of homes for
the first time homebuyer to buy
If you are interested in
buying
one of these
homes,
Call 214-336-7088 or e-mail me at jay@realestatedal.com
We serve Allen, McKinney, Prosper, Frisco,
Plano, Lewisville, The Colony, Sachse, Wylie, Murphy, Richardson,
Carrollton, Flower Mound, Coppell, along with many other areas
around DFW.
Frisco
foreclosures offer a tremendous amount of value and can save the
buyer thousands.
NORTH
DALLAS HOMES
FOR SALE
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Homes for sale
in Frisco, Plano, Allen, Carrollton, North Dallas, Wylie, Sachse, Murphy,
McKinney,
in Denton County and Collin County Texas.
Our real
estate listings Power Page has homes for sale listed daily as they
are added to the MLS.
Got
moving on your mind? Contact us for a custom search of
homes for sale in the areas you would like to buy a house.
Contact us to sell a house or buy a house in
Frisco, Plano, Allen, Carrollton, North Dallas, Wylie,
Sachse, Murphy, McKinney, and other North Dallas areas. Homes for sale in
Texas.
For home buyers, find the information you need to make the
right choice when buying a house or other real estate.
Homebuyers; get informed when buying a house in
Frisco, Plano, Allen, Carrollton, Wylie, Sachse, Murphy, McKinney Texas, North Dallas,
Denton county and Collin County.
Ask your
Real estate agent
about the forms you will use.
View the Texas real estate Buyers Representation Agreement
If you're buying a new home in North Dallas and want to see
what's available that minute.
Use our
Texas real estate listings service
to checkout the selection of
houses for sale
and
find a new home by
searching in Frisco, Plano, Allen, Carrollton, North Dallas,
Wylie, Sachse, Murphy, McKinney, and other North Dallas areas. Homes for
sale in Texas.
Contact me
and I will provide you with your own custom search that notifies you when a
house with your specifications first comes on the market
As your real estate agent I will provide
you with a selection of
Local Services
Providers.
to assist you with the purchase of
your new house.
To assist you when it's time to buy a house;
Inspectors,
Mortgage companies,
title
companies,
Home Warranty providers,
Insurance
agents, Movers, Selling a house or Buying a house
this list provides a few of the services you will need.
North Dallas city information page.
See what North Dallas cities and
towns have to offer. Information about cities in
Collin County and Denton County Texas.
Interest rate calculators
Try our
financial
calculators
to determine your
monthly mortgage
payments.
Pre-qualifying for a loan, Down payment, Closing Costs & Fees Explained, Loan To Value
Ratio (LTV)
Debt to Income Ratio (DTI)
Applying for a loan
Ten Things to Know About a Home Mortgage
before you search the real estate listings for homes for sale in
Frisco, Plano, Allen, Carrollton, Wylie, Sachse, Murphy,
McKinney Texas , and other areas around North Dallas.
Current
interest rates; If you want buy a house, you have to know the current
interest rates
Credit
Report;
Your credit score
is, aside from your income is the most important number when applying for a
loan or planning to finance a
new home.
Get the
credit information you need to
fix your credit before looking at homes for
sale. Your credit, if not in good standing, could prevent you from
qualifying for the house you want.
Programs for First Time
Home Buyers. 100% financing,
below market interest rates for eligible families and
individuals
First time home buyers that qualify can obtain
down payment assistance, 100% financing and a lower interest rate then what
is available in the market place.
Buy a House in the location you prefer.
North Dallas maps provide an area overview of the city you are looking in
for you next real estate purchase.
View the property you are interested in from an over
head perspective.
School
selections in Frisco, Plano, Allen, Carrollton, North
Dallas, Wylie, Sachse, Murphy, McKinney, and other Texas cities.
Find available
elementary,
junior high, high school,
in the area you want to buy a house.
Buying a Foreclosure in Frisco, Plano, Allen,
Carrollton, North Dallas, Wylie, Sachse, Murphy, McKinney TX
Buying
a foreclosure can save you thousands of dollars, contact me for a
list of foreclosures
in your selected area and get informed about why there is such a
selection to choose from in North Dallas.
There is a
down payment assistance program for
qualified first time home buyers applying for a real estate loan in
Texas.
