Find a Real Estate Agent in Frisco TX North Dallas
Real Estate

As your Real Estate Agent I will:

Assist in determining how much house you can afford and help you get pre-approved for a loan.
Simplify your search by helping you define home and neighborhood criteria.
Screen new listings daily and alert you of homes that match your requirements.
Keep you abreast of local market conditions, so you can make informed decisions.
Gather in-depth detail on each home, schedule tours and point out the advantages and possible drawbacks of each property.
Work with you in drafting an appropriate offer and serve as your representative when presenting it to the seller.
Negotiate a contract that considers your goals and leads to a successful closing.
Supply a list of service providers, such as real estate inspectors, mortgage companies, appraisers, title companies, home warranty providers, insurance agencies, movers and more.

How to buy a house in Frisco TX
The TREC One to Four Family Residential
is an Unconditional Right Of Termination
ONLY during the Option Period.


Keep in Mind
Before the keys can be delivered to the buyer,
the loan must close and Fund.
It's not unusual for a closing to take place without immediate funding.

REAL ESTATE GLOSSARY
TEXAS HOME OWNERSHIP COUNSELING
Homebuyers frequently asked questions


A listing agent works exclusively for the Seller and must do everything possible to get the best deal for their clients. This is outlined in the IABS form that the state of Texas requires all real estate agents present to new clients. IF YOU ARE A BUYER, and you want to be represented with the same commitment as the seller, signing a Buyers Representation Agreement with your real estate agent will grant you that advantage. This simply means that if you buy a house using the listing agent, that agent is employed by the Seller through a contract and CAN NOT represent YOUR best interests. If you plan to buy a house, employing a real estate agent through the use of a Buyers Representation Agreement provides you the same agency protection as the seller receives, as your agent now works exclusively for you.
Without signed representation, there is no agency agreement, and in most cases your real estate agent works for the seller by default. It usually cost you nothing to use a Buyers Representative in Texas, and it could save you more than just money.


DECIDING HOW MUCH HOUSE YOU CAN AFFORD

Use our Mortgage Calculator to get a general idea of what your monthly payments will be.
When you contact your real estate agent you need to determine how much house you can afford.
Talk to your agent about the monthly payments and what you feel comfortable spending on a monthly bases.
A real estate agent can help you find a mortgage broker to begin the pre-approval process, this step will affirm that the funds you want to borrow are available and what the limits will be. While getting pre-approved is a more in-depth process, a pre-approval letter lets both real estate agents and sellers know that you're a serious shopper and could gain added leverage in the price negotiations.

WHAT IS A PRE-APPROVAL?
The mortgage lender will perform a review of your finances, job history, and credit worthiness. This will allow the lender to obtain an accurate and reliable estimate of what you can borrow. Based on the results, a pre-approval letter is issued. This letter will show the home seller that the lender is ready to do business with you, pending the contract, market appraisal and the underwriting.

What should I ask the lender when shopping for a loan?
What loan programs do you offer and which one do you think is best for me?
How much do you require for a down payment?
What interest rate will I receive?
What are the terms of the loan?
How much is the origination fee?
Do you have in-house underwriting?
How long will the loan approval process take?
What line items of the loan agreement are negotiable if any?
What is your policy for locking in interest rates, and will you honor a lower rate if it declines during the lock-in period?
Is there a prepayment penalty for paying the loan off early?


Frisco Real Estate, Buy a House in Frisco TX



CONTACT 
Find a Realtor in Frisco TX

William Davis Realty - Realtors in Frisco Texas

Real Estate Office Address 8856 Coleman Blvd. Frisco Texas 75034

Find a Realtor 214-336-7088

Realtor websitewww.realestatedal.com

Real Estate Emailjay@realestatedal.com

Jay A Hendrick
William Davis Realty
8856 Coleman Blvd
Frisco, Texas 75034
Cell: 214-336-7088
Fax: 972-248-5991
E-mail: jay@realestatedal.com
Website: www.RealEstateDal.com

Member: NAR TAR CCAR
Designations: ABR SFR TAHS SRES CPRES
RealtorĀ®

Frisco Real Estate Agents


   DESIGNATIONS